Office of Emergency Management

FEMA Disaster Declaration Guidelines

The following guidelines are important for FEMA to declare a disaster:

An individual may only seek reimbursement for the uninsured damage to the home only. FEMA will cover structure damage but not damage to your yard. Trees are not covered.

Document the damage with photos and keep all receipts. Damage that is covered by insurance does not help the Town and State get to the above thresholds. You can however, include your deductible as uninsured damage.

If you are a business that was impacted by the storm, any physical damage that is not covered by insurance can be reported on the form. A business can include economic injury that is not covered by insurance.

If FEMA does declare a local disaster, it will be several months before we know.

To submit your damage go to https://crisistrack.juvare.com/public/CTDEMHS/request.html.